Oolka: Credit Score LevelUp 2.4.15

The influence of your credit score on your daily life can be more significant than one might expect. A strong credit score opens doors to premium credit cards, loans at competitive interest rates from reputable lenders, and a plethora of financial opportunities.

Oolka serves as a comprehensive tool designed to help users understand, track, improve, and maintain their credit scores, regardless of where they stand on their credit journey. One notable feature is the ability to earn cashback for engaging in healthy credit behaviors.

How does Oolka function?

Oolka adopts a holistic approach to building and sustaining credit health. Here’s how it supports users in their quest for an optimal credit score:

• New to credit? Oolka offers a Credit Builder tool aimed at helping beginners establish their credit scores, with the potential to reach 800+ within three months.
• Existing credit card and loan users: Oolka enables users to seamlessly track and pay their bills on time, while also earning cashback on these payments through integration with Bharat Bill Pay, an RBI-NPCI initiative. Timely payments positively influence your credit score.
• High credit scoring individuals: Users can monitor their Experian scores for free. Oolka provides intelligent recommendations based on factors like credit utilization, credit age, and account numbers to help maintain high scores.
• Insights: Gain a deeper understanding of how credit bureaus calculate scores. Our specialized systems will guide you through the influences on your credit score, empowering you to make informed financial decisions.
• Cashback rewards: Earn cashback rewards through various transactions such as Loan EMI payments, Credit card bills, and maintaining good habits that enhance your score.

Why opt for Oolka?

• Free Credit Monitoring: Receive ongoing updates on your credit score along with personalized improvement suggestions based on determining factors.
• Credit Builder: Easily raise your credit score above 800 and enhance your eligibility for favorable loans and credit cards.
• Consolidated Payments: Utilize Bharat Bill Pay-approved channels to view and timely pay all loan EMIs and credit card bills in one place.
• Cashback Rewards: Accumulate rewards for improvements in your credit score as well as bill payments.
• Financial Insights: Manage all bank accounts in one interface while uncovering strategies to improve your overall financial health.
• Trusted Partnerships: Oolka’s scoring process is powered by established credit bureaus, ensuring reliable information.

The app tailors recommendations for credit cards and loans suited to individual profiles, featuring exclusive offers from credible financial partners. Whether you seek to establish your credit or aspire to obtain premium offerings, Oolka provides tailored solutions that help advance your financial objectives.

Data Privacy & Security

Your privacy remains a top priority at Oolka. We uphold stringent security standards to safeguard your data and ensure the confidentiality of your personal information.

• Robust Security: We implement industry-standard protocols to protect data from unauthorized access and cyber threats.
• Data Encryption: All information transmitted via Oolka is encrypted for added security.
• Secure Storage: Your data resides on secure servers with strict access restrictions, allowing only authorized staff access.
• Transparent Privacy Policy: Our clear privacy policy outlines our data collection, usage, and protection practices.
• Trusted Protocols: Our payment systems are fully integrated with Bharat Bill Pay (BBPS)—another RBI-NPCI initiative.

The Oolka app is available for download now, providing you with the tools to boost your credit score while unlocking exclusive rewards.

If you wish to reach out for support:
✉️ [email protected] | ☎️ 011-40846061